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    Prenuptial Agreements: Losing the negative stigma

    Usually, we associate prenuptial agreements, often referred to as a "prenup", with the filthy rich.  That stereotype is no longer an accurate depiction of individuals who need to consider executing a prenup before marriage, especially with millennials. More and more millennials are preferring to enter marriage with a prenup, and although we usually see those prenups as negative, they actually don’t have to be.


    Executing a prenup when you are happy and thinking clearly is the best way to plan for the future.  It shouldn’t be a “condition” of marriage; it should be two people working together as a team to ensure that their futures are well planned. Ironically, the discussions that you have while developing the prenuptial agreement may even strengthen your bond as you work together toward a common goal of a lasting marriage.  


    The following things should be considered when determining if you should get a prenuptial agreement:


    Protection from your spouse’s accumulated debt;

    Stability for a child from a previous marriage;

    Facilitation of gift and estate tax planning;

    Clarifying rights and responsibilities during the marriage;

    Avoiding nasty arguments in the case of divorce;

    Protection from student loan debts;

    Determination of marital and non-marital property; and

    Protection from legal ramifications of death.